Mortgage Loan Options

At Thelen Mortgage we can help you to find the mortgage loan options that best fit your needs.

Mortgage Loan Products:

• All First Time Home Buyer Products
• Lender Assisted Down Payment – 1% Down Conventional Loan – *NEW
• Montana Board of Housing
• Zero Down VA and USDA purchase available
• Fannie Mae HomePath Loan
• Freddie Mac Home Possible Loan
• All FHA Products
• JUMBO purchase to 95% Loan to Value – Conforming Rates
• HARP 2.0 Govt Relief Refinance Program – More information below
• Refinance Options Without Appraisal
• Refinance out of Mortgage Insurance (up to 97% LTV)
• Streamline Refinances
• Options for Lender Paying All Closing Costs
• Wholesale Rates that Beat the Banks

New Loan Products:

• High Balance Conforming Loan Limit $679,650
• 1-Year Self Employed Program
• Self Employed Bank Statements to Qualify
• No Debt to Income Program for Investment Property
• FICO’s Down to 550+
• Jumbo Loans FICO 600+ LTVs 85%
• No Land to Value Restrictions
• Non-Warrantable Condos
• 1-Day Seasoning for Bankruptcy, Foreclosures, and Short Sales
• REFER/ELIGIBLE Findings OK on All Products
• Manufactured Homes on All Products
• 85% Loan to Value on Investment Properties

Thelen Mortgage is approved with many lenders allowing us to treat every borrower on a case by case basis. We will analyze your situation, understand your goals, and present you with the best loan options available.
Contact a Loan Officer