Mortgage Loan Options

At Thelen Mortgage we can help you to find the mortgage loan options that best fit your needs.


Mortgage Loan Products:

  • All First Time Home Buyer Products
  • Lender Assisted Down Payment – 1% Down Conventional Loan – *NEW
  • Montana Board of Housing
  • Zero Down VA and USDA purchase available
  • Fannie Mae HomePath Loan
  • Freddie Mac Home Possible Loan
  • All FHA Products
  • JUMBO purchase to 95% Loan to Value – Conforming Rates
  • HARP 2.0 Govt Relief Refinance Program – More information below
  • Refinance Options Without Appraisal
  • Refinance out of Mortgage Insurance (up to 97% LTV)
  • Streamline Refinances
  • Options for Lender Paying All Closing Costs
  • Wholesale Rates that Beat the Banks

New Loan Products:

  • High Balance Conforming Loan Limit $679,650
  • 1-Year Self Employed Program
  • Self Employed Bank Statements to Qualify
  • No Debt to Income Program for Investment Property
  • FICO’s Down to 550+
  • Jumbo Loans FICO 600+ LTVs 85%
  • No Land to Value Restrictions
  • Non-Warrantable Condos
  • 1-Day Seasoning for Bankruptcy, Foreclosures, and Short Sales
  • REFER/ELIGIBLE Findings OK on All Products
  • Manufactured Homes on All Products
  • 85% Loan to Value on Investment Properties


Thelen Mortgage is approved with many lenders allowing us to treat every borrower on a case by case basis. We will analyze your situation, understand your goals, and present you with the best loan options available.


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