Mortgage Loan Options
At Thelen Mortgage we can help you to find the mortgage loan options that best fit your needs.
Mortgage Loan Products:
- All First Time Home Buyer Products
- Lender Assisted Down Payment – 1% Down Conventional Loan – *NEW
- Montana Board of Housing
- Zero Down VA and USDA purchase available
- Fannie Mae HomePath Loan
- Freddie Mac Home Possible Loan
- All FHA Products
- JUMBO purchase to 95% Loan to Value – Conforming Rates
- HARP 2.0 Govt Relief Refinance Program – More information below
- Refinance Options Without Appraisal
- Refinance out of Mortgage Insurance (up to 97% LTV)
- Streamline Refinances
- Options for Lender Paying All Closing Costs
- Wholesale Rates that Beat the Banks
New Loan Products:
- High Balance Conforming Loan Limit $679,650
- 1-Year Self Employed Program
- Self Employed Bank Statements to Qualify
- No Debt to Income Program for Investment Property
- FICO’s Down to 550+
- Jumbo Loans FICO 600+ LTVs 85%
- No Land to Value Restrictions
- Non-Warrantable Condos
- 1-Day Seasoning for Bankruptcy, Foreclosures, and Short Sales
- REFER/ELIGIBLE Findings OK on All Products
- Manufactured Homes on All Products
- 85% Loan to Value on Investment Properties
Thelen Mortgage is approved with many lenders allowing us to treat every borrower on a case by case basis. We will analyze your situation, understand your goals, and present you with the best loan options available.